Scratch's Telephone Communication Policy

By adding or changing the phone number associated with your account, you agree to Scratch's Telephone Communications Policy below.

Scratch, and any of its successors, assigns, and agents may from time to time make calls and/or send text messages to you at this or any telephone number associated with your account. The manner in which these calls or text messages are made to you may include, but is not limited to, the use of an automatic telephone dialing system or pre-recorded/artificial voice messages. You understand that if you have provided us with a mobile telephone number, your service provider may charge you fees for any calls or text messages that we make, and you agree that we shall have no liability for these costs. You may withdraw consent to be contacted at this telephone number at any time by emailing us at or calling us at (844) 727-2684.* Your withdrawal will apply only to your consent to be contacted at this phone number. You understand that your consent is not required for us to continue servicing your loan.